vacations on a budget

Vacations...on a budget. It seems counter-intuitive, but even as we try to pay off all our loans we still want to save for vacations.

So, the way that our budget works is this. First, we pay all the things we have to pay. This is rent, utilities, Alex's mortgage, etc. The things we need to live.

Then we have a formula that we apply to any extra income we have. We put a certain percentage (most of it) towards loans, some towards savings, and some towards savings for vacation.

In this way, our vacation fund has grown, little by little! I'm looking forward to a weekend away this month, and we will continue to save towards bigger vacations!